by GrumblesMcGee » Wed May 01, 2019 1:52 pm
wrldtrvlr123 wrote:
> No one is asking you to adapt someone else's opinion (or god forbid ever
> admit to being wrong). But when you twist yourself in knots with
> ridiculous/illogical arguments that even you don't really believe, it just
> makes you look silly and gives your occasionally good input less
> credibility. Out.
Exactly. It'd be easier if PsyGuy never had anything of value to add. Methinks there's a very carefully constructed semi-troll persona at work here.
@PsyGuy
Let's just agree on these simple points:
1. One of the most important calculations (arguable the most important from a financial perspective) a person should make in evaluating a contract is SAVINGS POTENTIAL.
2. Savings potential is highly influenced by:
a. Local factors (i.e. cost of living)
b. Benefits (e.g., free meals, tuition)
c. Individual circumstances (e.g., family size)
d. Lifestyle choices (e.g., whether they prefer to cook frequently, just "grab a pastry and iced coffee)
3. Not everyone is you.
Every dollar you don't spend, be it on groceries, coffee, pastry, or street food, is a dollar saved. Savings is worth just as much as salary. (You could argue that a dollar saved is worth more than a dollar earned, as the additional dollar earned may be subject to taxes, but let's not overcomplicate it.) The relevant calculation isn't what something costs a school, it's how it benefits you.
You can spin benefits and categorize them as "major" or "minor" all day long. That's based on your preferences, lifestyle, and circumstances. That doesn't even account for convenience, which may or may not be a significant consideration for a person.
The OP is in a family of five. Financially, that's 10 meals each work day. The "replacement cost" of those ~1,800 meals is a factor in calculating savings potential. And the convenience aspect can be considered alongside other "quality of life" / workplace factors.